Walton County is currently undergoing a Coastal Study that will provide better modeling and data for the Walton County Flood Insurance Rate Map (FIRM). The previous study dates back to the 1980’s, and may not reflect the current conditions of Walton County’s coastline and topography. Northwest Florida Water Management District is working in conjunction with URS, Dewberry, UCF, and FEMA to complete the study. For more information on the Coastal Study please visit the NWFWMD Map Modernization Program webpage.
FEMA's REVISED Elevation Certificate (EC) was approved for use, effective July 2012, through July 31, 2015.
Walton County's current Flood Insurance Rate Map was adopted by FEMA effective September 29, 2010. Development Orders and Building permits submitted on or after September 29, 2010 will need to meet the elevations of this map.
Flood Insurance Reform Act of 2012
In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) which calls on the Federal Emergency Management Agency (FEMA), and other agencies, to make a number of changes to the way the National Flood Insurance Program (NFIP) is run. Some of these changes already have occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some—but not all—policyholders over time. Homeowners and business owners are encouraged to learn their flood risk and talk to their insurance agent to determine if their policy will be affected by BW-12.
BW-12 Quick Reference Guide September 2013
The Consolidated Appropriations Act of 2014
Impact of National Flood Insurance (NFIP) Changes Read this document to learn about Grandfathering Changes; What Can Be Done to Lower Costs; Changes in NFIP Subsidies, etc.
Hal LairdFloodplain Administrator Email 31 Coastal Centre Boulevard Suite 100 Santa Rosa Beach, FL 32459 Ph: (850) 267-1955 Fx: (850) 622-9133 Hours 7:00 am - 5:30 pm Tuesday - Friday